Recent Success Stories

Dear Friends of Beacon Hill,

Despite the challenging market, we are steadily receiving submissions and binding a good deal of business. We thought this would be the perfect time to share some of our recent successes with you! Thanks again for reading our newsletter, and please feel free to give us a call if any of these success stories spark your interest. You can reach us at 1-800-596-2156 or send us an email.

Contractors Pollution Liability

Get a CPL application.

• Thirty million dollar excavation contractor seeking $5M contractor pollution limits. We wrote this policy for $23,000.

• Placed Contractors Pollution Liability for two Community Action Centers covering their weatherization programs. Each policy offered a $1M Occurrence/Aggregate limit and was written for $2,525.

• Heavy industrial cleaning contractor with $3M in sales. Placed a Contractors Pollution Liability policy with transportation coverage for a two-year term for $14,000.

• Fire/water restoration contractor with over $2.5M in revenues looking for Contractors Pollution Liability with mold. Insured bought a one year, flat-non auditable policy with $1M/$2M limits and $10,000 deductible for $7,824 via our PartnerOne program.

• Mold abatement contractor with $480K in revenues seeking Contractors Pollution Liability with Mold coverage. Insured bought a $1M/$2M limits policy for $5,000.

• Fuel delivery equipment maintenance company with $75K in revenues purchased Contractors Pollution Liability coverage with $1M/$1M limits for $2,525.

Storage Tank Liability

Get a tank application.

• Fuel supplier with 43 locations bound coverage for 153 underground storage tanks with $1M/$3M limits for a total premium of $55,888.

• Fuel distributor purchased a storage tank liability policy for its 13 locations (50 tanks total) including various retro dates. Policy limits were $1M/$2M with a $10,000 deductible for $22,395 in premium.

• A company owning several golf-related businesses seeking storage tank liability insurance for 44 locations and over 75 storage tanks. Purchased coverage with $1M/$5M limits and a $10,000 deductible for $15,862.

• A contractors yard purchased storage tank liability coverage with $1M/$1M limits and a $5,000 deductible for $429.

• Grocery distributor seeking storage tank liability coverage purchased insurance for five underground storage tanks (installed in 1967) for $8,012 in premium with $1M/$1M limits and a $5,000 deductible.

Multi-Line Accounts

Visit our Products & Applications page to find the application you need.

• Medical equipment/waste disposal company; placed a General Liability with third party Site coverage policy, Auto, and $2M Follow Form Excess for $24,000 based on $1.1M in sales.

• Leak detection/repair specialist contractor with $14M in sales. Placed a General Liability and Pollution/E&O policy, for $46,000; a $10M/Form Excess for $64,000; and Auto for $60,000.

• Manufacturer/installer of penetration fittings for use in fuel distribution applications with sales of $2.2M.  Placed a General Liability with Contractors Pollution Liability for the installation, Products Pollution Coverage for the manufacturing, and E&O for the testing for a total premium of just over $18,000.

• Start-up health and safety training consultant seeking General Liability and Professional coverage. Wrote $1M/$2M limits for $4,500.

• One million dollar emergency response/clean up contractor seeking General Liability/Pollution/Auto with MCS 90 and $4M Excess coverage. Total premium: $29,000.

• Industrial cleaning contractor seeking General Liability and Contractors Pollution Liability coverage; they purchased a $1M/$1M limit policy for $2,500.

• An environmental contractor with $14M in revenues purchased a General Liability/Contractors Pollution Liability/Professional policy with $1M/$2M limits for $46,306; Follow Form Excess coverage with $10M limits for $64,194; and Auto with $1M limits for $60,148.

• Mold abatement contractors with $500K in revenues purchased General Liability/Contractors Pollution Liability/Professional coverage with Mold for $12,596 ($1M/$2M limits) and Auto for $8,784 ($1M limits).

• A diesel fuel delivery business with $8.1M in revenue seeking Contractors Pollution Liability and Transportation Pollution Liability insurance. Wrote coverage with $1M/$1M limits for $7,500.

• Sewer/pipeline contractor seeking occurrence Contractors Pollution Liability with blanket Transportation Pollution Liability coverage for its pollution/transit exposure. Insured bought a policy for $11,195 with a $1M/$2M limit and $5,000 deductible based on over $2.5M in revenues.

• Storage tank contractor with waste brokering exposure needing a combined General Liability/Contractors Pollution Liability/E&O policy. Insured purchased a policy with $1M/$2M limits and a $2,500 deductible for $5,718, based on $535,000 in receipts.

• Storage tank contractor with $2M in revenues looking for combined General Liability/Contractors Pollution Liability coverage as well as an Excess policy. Insured purchased a $1M/$2M primary policy limit with a $5,000 deductible for $15,190 and a $1M Excess for $10,502 via our PartnerOne program.

• $1.4M Fire/water restoration contractor also performing mold abatement. Insured purchased a $2M/$2M combined policy providing General Liability/Contractors Pollution Liability and coverage for $14,966.

• Environmental engineering firm with $1.2M in receipts looking for combined Pollution/Professional coverage. Insured bought a policy for $7,680 with a $1M/$1M limits and $10,000 deductible.

• Environmental contractor/remediation services with $250K in revenues purchased General Liability/Contractors Pollution Liability/E&O policy with $1M/$1M limits for $4,429.

• Asbestos abatement contractor with $363K in revenues seeking General Liability/Contractors Pollution Liability coverage. Insured purchased a policy with $1M/$2M limits for $6,238.

• Company specializing in air sampling & monitoring services and regulatory compliance. Purchased General Liability/Contractors Pollution Liability/E&O coverage with Mold featuring $1M/$2M limits for $8,049 in premium, based on $450K in revenues.

• Mold remediation consulting contractor renewed coverage for General Liability/Contractors Pollution Liability/Professional with $1M/$1M limits for $7,872. They also purchased an Excess policy with $2M/$2M limits for $5,478.

• Service station contractor with $500K in revenues bought a policy including General Liability/Contractors Pollution Liability/Professional with $2M/$2M limits for $4,318.

• Underground storage tank testing & inspections contractor/consultant with $500K revenues; purchased General Liability/Contractors Pollution Liability/Professional with $1M/$2M limits for $4,239.

• Environmental consultant with $5M in revenues purchased a policy General Liability/Contractors Pollution Liability/Professional with $2M/$2M limits for a total premium of $23,427.

Auto and Excess Accounts

Get an Auto application or Excess application instructions.

• Trucking/fuel hauler seeking Auto insurance; renewed coverage for 246 company vehicles for a total premium of $611,709 with $1M/$2M limits and a $1K deductible.Tank cleaning contractor $525k in revenues seeking a Follow Form Excess policy. Bound coverage with a $1M limit for a premium of $4,040.

• Tank cleaning contractor $525k in revenues seeking a Follow Form Excess policy. Bound coverage with a $1M limit for a premium of $4,040.