Beacon Hill Associates, Inc. is a wholesale insurance broker and program administrator, specializing in the placement of environmental insurance and other specialty insurance coverages for agents nationwide.

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Beacon Hill Associates Opens Denver Office and Welcomes Allison McGreal

Beacon Hill Associates, Inc. has announced the hiring of Allison McGreal to open a new office in Denver, Colorado. The strategic location and the addition of McGreal as Assistant Vice President - Underwriting Division will enable Beacon Hill to take advantage of the continuing opportunities presented to its PartnerOne Environmental in-house underwriting division. At a time when many markets are...Click HERE to read the press release.

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Home > News > Newsletters > News From Beacon Hill - April 2009

News From Beacon Hill - April 2009

Dear Friends of Beacon Hill,

Winter is officially over, and we have been in touch with many of you who want to secure environmental coverage for your clients who are beginning new projects this season. We want to remind you that our main priority is to bring you quality insurance products from the industry’s top carriers. Give us a call to discuss a specific account, or simply to review potential opportunities. We appreciate your business! 

Are Your Clients Adequately Covered For Springtime Projects?

The spring season brings many new building and improvement projects to cities around the U.S. Be sure to offer Contractors Pollution Liability coverage to all of your excavation/grading and paving contractors. Our polices not only include sudden/accidental coverage for any condition your client may unearth or exacerbate, they also include gradual coverage for issues that may take longer to develop into a claim. We are now making it easier to provide a CPL option to your client through our PartnerOne Environmental OnTarget program. A GL ACORD application showing projected contracting revenues is all we need in order to offer an OnTarget indication, claim scenarios, and exposure summary that will help you discuss the exposures with your insured and ultimately broaden their coverage while protecting their interests. Contact us today for more information.

States in Which Beacon Hill Can File Taxes

In 2008, Beacon Hill Associates, Inc. placed coverage in 47 states on both admitted and Excess & Surplus lines paper. We’d like to take this time to remind all of our agents that we are currently able to file Excess & Surplus Lines taxes in 27 States. Further, we can generally help to facilitate an avenue to arrange for tax filing in the states where we are not currently performing filings. Sometimes the most difficult part of placing the coverage that your insured needs is the ability to meet the filing and policy issuance requirements. For many agents, having their brokers file applicable taxes makes for one less thing on the agents’ plate to worry about.

We are currently able to file E&S taxes in the following states: AL, CA, CO, CT, DE, FL, GA, ID, IL, IN, KS, KY, LA, MA, MD, MI, NC, NJ, NY, OH, PA, SC, TN, TX, VA, WI, WV.

PartnerOne Self Storage Plus

Download a product information sheet!

As people begin spring cleaning their homes and putting items into storage, self storage facilities are seeing an increase in business and activity on their properties. Make sure your clients in the self storage industry protect their premises from this increased traffic by having a solid pollution liability policy to cover themselves against problems that could arise from environmental exposures.

What Potential Exposures Does a Self Storage Facility Have?

  • Abandoned hazardous waste

  • Midnight dumping

  • Mold

  • Hazardous runoff during rain events

  • The accumulation of petroleum hydrocarbons in the soil

  • And many other exposures…

Claims caused by a pollution condition may not be covered via the insured’s General Liability or Property form, so it is important for your client to purchase more protection. Coverage through the PartnerOne Self Storage Plus program offers minimum premiums starting at $3,000. Learn more or get an application.

Success Stories

  • Large metal recycler that we currently write the General Liability for; we were able to write their railcar liability policy during the General Liability renewal. $16M limits for $38,000 in premium.
  • $2M Medical waste disposal contractor purchased General Liability/Pollution with $1M/$2M limits for $16,000.
  • New business waste broker with $1.7M in revenues looking for combined General Liability/Contractors Pollution Liability/E&O coverage. Insured purchased a 1M/$2M policy limit with a $5,000 deductible for $11,580 via our PartnerOne program.
  • $500,000 Commercial lead abatement and painting contractor hoping to expand their mono-line General Liability coverage to include pollution. Insured purchased a $1M/$2M combined policy providing General Liability/Contractors Pollution Liability coverage for $6,389.
  • Nuclear Plant decommission contractor seeking General Liability/Contractors Pollution Liability and Professional. The insured purchased a policy with $2M limits for $21,000.
  • Excavation Contractor with $20M in Sales. Placed a Contractors Pollution Liability policy with $5M limits for $26,000.
  • Small safety and consulting firm with $114,000 in receipts looking for combined General Liability/Pollution/Professional coverage including Mold. Insured bought a policy for $4,053 with a $1M/$1M limit and $5,000 deductible.
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