News From Beacon Hill - August 2009
Dear Friends of Beacon Hill,
Summer sure is rolling along! We appreciate your patience as we go through the inevitable vacation season, as well as some customer service changes in Beacon Hill’s team. We are thrilled to have Stevan Michaels, Jessica Walker, and Becca Ward join our staff. They will be providing account support, policy reviews, and overall administrative assistance. Be sure to say ‘hello’ to them the next time you call our office!
Thank you for reading our newsletter! As always, we welcome any feedback you may have. If you have questions or comments, feel free to email us.
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CPL for Weatherization and Insulation Contractors
In this age of environmental awareness and push towards more energy efficient operations, business has really picked up for weatherization and insulation contractors. What does this profession really entail? Simply put, these contractors are tasked with implementing energy efficiency measures in buildings which work to reduce moisture, resist heat, and control sound. This may include replacing or fixing insulation, drywall, efficient lighting, and updating heating and power systems. The goal of this type of effort is to maximize comfort while decreasing energy bills. Get the complete article.
Top 3 Things to Pay Attention to in an Environmental Policy
by Mike Tighe
Our agents understand the importance of including environmental liability insurance in their clients' insurance programs, and many have become successful at identifying the coverages needed by the classes of business they work with most often. In order for insureds to receive the most appropriate coverage for their operations, they must work closely with their agents to analyze what is, and isn't, included in their policies. Read More.
Success Stories
- Project Specific Contractors Pollution Liability policy for a remodeling contractor with $1M/$3M limits for $5,525 via our PartnerOne Environmental program.
- Large General Contractor who subs out design work but is required to carry Professional coverage. Wrote a package Professional, pollution including mold, Transportation Pollution Liability policy with $1M/$2M limit for $33,000.
- Wetland consultant purchased professional coverage with associated Contractors Pollution Liability, $1M/$2M limits for $3,000.
- Mechanical Contractor with $40M+ in sales. Placed a Contractors Pollution/Professional combination policy with $3M limits for $30,0000.
- Manufacturer of industrial filtration and air cleaning systems including design. Wrote a combined General Liability/Pollution and Errors & Omissions package with $2M /$2M limits and a $1M Follow Form Excess for just over $40,000.
- Weatherization program for low income households. Placed a Contractors Pollution Liability policy for the Community Action Agency. Utilizing our in-house PartnerOne Environmental program, we placed an Occurrence form Contractors Pollution Liability policy with $1M limits for $3,700 based on $1.3M in receipts.