Beacon Hill Associates, Inc. is a wholesale insurance broker and program administrator, specializing in the placement of environmental insurance and other specialty insurance coverages for agents nationwide.

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Tips for a Smooth & Quick Binding Process

1/12/2012

As we begin 2012, we wanted to take a few minutes to talk about 2011, and to thank you for our shared successes. Last year was Beacon Hill's twenty-first year in business, and our best ever. All of our benchmark results were very strong, with metrics of particular interest being:

December 2011 Newsletter - Important Information about Winter Weather and Insurance Coverage

12/14/2011

As 2011 comes to a close, we'd like to take this opportunity to thank you for a successful year. We value our partnership with you and strive to continue our success into 2012. Happy Holidays to you and your family!

November 2011 Newsletter - Protecting Your Roofing Contractor Clients

11/17/2011

At Beacon Hill Associates, we remain busy working on end-of-year accounts, but have also started to evaluate opportunities coming up at the beginning of 2012. As you know, it is so important to get in front of your clients early to discuss upcoming projects and other potential changes to their policies. Please let us know if you have an upcoming renewal or new business account that you’d like to review. We’re here to help.

Meet Our Brokerage Production Teams!

11/14/2011

We are excited to announce that we have added three new webpages to our site that will introduce you to our three brokerage production teams. These teams were created to give special attention to specific regions of the country, as well as particular classes of business. Each team is run by two Beacon Hill representatives -- an Account Executive who handles large and complicated new business accounts, and another who manages small new business accounts (under $10k in premium). We believe...

News From Beacon Hill - October 2011

10/27/2011

Dear Friends of Beacon Hill,

Thanks for taking the time to open and read the October BHA newsletter! We are constantly updating our newsletters and website with new product information and articles on current issues affecting the environmental insurance industry. If you haven’t already, visit our blog or receive updates from us on Facebook and Twitter.

News From Beacon Hill - September 2011

9/29/2011

Dear Friends of Beacon Hill,

We hope you are having a great September and are enjoying the fall season so far! At Beacon Hill, we remain committed to working with our carrier partners to bring you the best insurance products in the marketplace. We still believe that securing competitively priced, quality coverage from stable carriers is the foundation on which we can help you grow and prosper...

Claim Scenarios for Manufacturing Facilities

9/15/2011

Many of our agents work with owners and operators of manufacturing facilities. This class of business faces a unique set of exposures stemming from the activities that are part of their daily operations, the premises on which the operations are performed, and the...

News From Beacon Hill - August 2011

8/15/2011

Dear Friends of Beacon Hill,

The summer is coming to a close and we are busy with the usual business flow, as well as wrapping up our Summertime New Business Contest. This ends on August 15th (EOB) and we are in the process of tallying the results. The winners will be announced on Wednesday, August 24th, so stay tuned!

News From Beacon Hill - July 2011

7/21/2011

We hope you are enjoying your summer and staying cool! Life has been busy as usual at Beacon Hill—in addition to our brokerage business, we also remain very busy in our PartnerOne Environmental underwriting division, which is known for its excellent service, fast turnaround times, and superior products. To learn about our team members, get an application, or read any of our latest newsletters, visit us online.

PartnerOne Workers Compensation For Environmental Contractors

7/7/2011

Beacon Hill Associates is pleased to announce that we can now offer Workers Compensation for environmental contractors. While we have offered workers comp policies to a limited segment of our book for years, we have had a hard time providing the type of coverage we wanted to our smaller clients. We are very pleased to say that has now changed. We can access coverage from excellent insurers to a wide range of environmental risks, both large and small.

News From Beacon Hill - June 2011

6/22/2011

Summer is here and so is hurricane season! Severe weather has already impacted several parts of the country and will continue for the next several months. Is your insured protected from possible pollution releases or mold contamination caused by weather-related events? Let us know if you have questions about a specific account or line of coverage. We're here to help!

Severe Weather Can Cause Environmental Claims. Is Your Client at Risk?

6/9/2011

By Amanda Duncan
Senior Vice President & Manager of Underwriting Division


Severe weather continues to wreak havoc across the country. The Southeastern and Midwestern regions of the United States have just endured devastating losses from a historic tornado outbreak and cleanup will take months, if not years. Excessive rainfall has caused several waterways, including the Mississippi River, to reach flood stage and thus more homes and businesses will continue to be affected. Wildfires are burning in parts of the country due to terrible drought conditions, with...

News From Beacon Hill - May 2011

5/26/2011

As the weather warms up, so do environmental exposures, including building projects, mold, pesticides, and many other seasonal issues. Beacon Hill is here to help with all of your environmental insurance needs. What is the biggest benefit of working with us? Our ability to access the top insurance markets and use our expertise to advise you on the correct lines your insureds may need.

Insuring a Property: Site Pollution Liability

5/12/2011

By Brett Amick
Assistant Vice President, Manager of South Central Region

As the United States recovers from the economic crisis over the last few years, we are once again seeing growth in the acquisition and transfer of properties. The issues that arise from the sale or purchase of these properties at times can be a Pandora’s Box. The options to either borrow money to finance the purchase of a property, or to use your own money to do so, do not change the driving need in today’s marketplace to have environmental liability insurance in place to protect the investment.

April Newsletter: Understanding Key Environmental Terms

4/20/2011

As the spring season begins, we have been in touch with many of you who need to secure environmental coverage for your clients who are beginning new projects. As you know, for the past 20 years, we have specialized in accessing coverage and providing guidance on both practice and project policies for environmental insurance. Give us a call to discuss a specific account, or simply to review potential opportunities. We appreciate your business!

Changing Carriers on a Renewal Account

4/6/2011

Access to the environmental insurance marketplace. Simply put, this is one of the main reasons why agents from around the country work with environmental wholesale brokers to find environmental coverage for their clients.

March Newsletter: The "Rules" for Handling a Renewal

3/23/2011

The year is moving along quickly, and the Beacon Hill team has been busy! Compared to last year’s numbers, we received a 36% increase in new business submissions for the month of January and a 27% increase for February. Business appears to be on the upswing for many insureds, and environmental insurance opportunities are out there! Please continue to contact us if you would like to discuss a specific account or new opportunity.

Product Highlight: Railroad Protective Liability

3/9/2011

A typical Commercial General Liability Policy will exclude contractual liability which "indemnifies a railroad for bodily injury or property damage arising out of construction or demolition operations within 50 feet of any railroad property and which affects any railroad bridge or trestle, tracks, roadbeds, tunnel, underpass or crossing". You may notice that the work doesn’t have to be performed within 50 feet of the tracks. If your client is performing these contracting operations within 50 feet of any railroad property, this is a significant exclusion and should be addressed via endorsement to the CGL policy.

News From Beacon Hill - February 2011

2/23/2011

Life has been busy as usual at Beacon Hill—we have been working with many existing and new agents to provide coverage solutions that fit the specific needs of their clients. In addition to our brokerage business, we also remain very busy in our PartnerOne Environmental underwriting division, which is known for its excellent service and superior products.

Pollution Solution

2/9/2011

Thirty years ago, insurers couldn't run fast enough from environmental risks. Today, more than 40 carriers are vying for pollution business. At a time when high-profile exposures like last year's BP oil spill are making headlines and underlining the need for coverage, learn how to get an edge in this growing specialty.

News From Beacon Hill - January 2011

1/26/2011

Happy New Year! We are ready for a successful 2011—working to evaluate new business opportunities that come through the door, as well as enhancing our service standards and office procedures. We look forward to another successful year with you! Please contact us if you have any questions or would like to discuss a specific account.

Add Value to Your Account: Offer a Multi-line Program

1/12/2011

We work with agents around the country to place environmental insurance for their clients. Many of these accounts are like puzzles, and require us to fit different coverages together to create a complete insurance program. While we focus primarily on helping our agents write environmental coverages to protect their clients’ businesses, we also help them build their accounts by offering supporting lines, adding value to these accounts and making them difficult for competitors to take away.