CPL / Professional Insurance

Download an application (PDF)
Download a product information sheet (PDF)

What is the Contractors Pollution Liability / Professional policy?

The Contractors Pollution Liability/Professional Policy is a combined Pollution and Professional coverage form. It provides coverage to general contractors, construction managers, and various trade contractors who could potentially have both pollution and professional claims; CPL/Professional provides coverage for E&O exposures for contractors.

Why is CPL / Professional coverage important?

Because contractors face professional liability issues from construction management services, job site modifications, and other daily activities.
Because E&O exposures for contractors are generally excluded from General Liability and monoline Contractors Pollution Liability policies.
Because coverage costs are reasonable and Beacon Hill provides excellent service during and after the binding process.

Optional coverage enhancements:

Occurrence CPL coverage
Natural Resources Damage
Coverage for work performed by subcontractors
Mold coverage
Blanket Additional Insured
Waiver of Subrogation
Transportation Pollution Liability

Who buys it?

General Contractors
Electrical Contractors
Construction Managers
Site Prep Contractors
Plumbing Contractors
Pipeline Contractors
HVAC/Mechanical Contractors
Millwright Contractors
Any contractors that, in the course of their normal operations, may make a slight adjustment on the provided plans to get the job done properly, or who supervise other subcontractors.

Cost and Limits:

Premiums start at $5,000.
Limits are available from $1,000,000.

Get more information on CPL / Professional coverage from Beacon Hill Associates, Inc.: