News Specific

News From Beacon Hill - March 2013

Thu, 28 Mar 2013 04:00:00 GMT

The first quarter of 2013 is coming to a close and we want to take this opportunity to remind you that one of our top priorities is to work with only the leading environmental carriers in the marketplace. With AM Best Ratings of A13 or better, our companies not only represent solid financial stability, they also have the tools and creativity necessary to help you offer coverage to fit the specific needs of your account. Please make sure you fully consider the critical factors in choosing a carrier for your client – reputation, AM Best rating, outlook, claim handling, etc.

Account Profile: Setting Realistic Expectations for Your Client

Mon, 18 Mar 2013 04:00:00 GMT

By Jamie Lewis, Account Executive

In 2012 we began to notice a trend in some of our environmental markets wanting to increase rates in their upcoming renewals. While this certainly did not apply to all carriers or all policies, we did notice slight changes of 3-5% from some carriers. Other markets took a more customized approach, carefully evaluating each policy, and charging an appropriate rate increase for the more under-priced risks.

News From Beacon Hill - February 2013

Thu, 28 Feb 2013 05:00:00 GMT

February has been busy for us — we have been working with existing and new agents to help them find insurance solutions that fit the specific needs of their clients. In addition to our brokerage business, we also remain very busy in our PartnerOne Environmental underwriting division, which is known for its excellent service and superior products.

News From Beacon Hill - January 2013

Wed, 30 Jan 2013 05:00:00 GMT

Dear Friends of Beacon Hill,

We’ve had a great start to the New Year and we hope you are seeing quality environmental opportunities as well. Beacon Hill and PartnerOne Environmental had another successful year in 2012, and now that we have been able to analyze our numbers and reflect on the past twelve months, we want to share some of our results with you:

Coverage Guide: Non-Environmental Contractors

Thu, 10 Jan 2013 05:00:00 GMT

Non-environmental businesses face multiple environmental risks stemming from their daily operations. Whether these actions create a pollution condition or aggravate an existing one, the non-environmental contractor can be held liable in the event of a claim, which their standard CGL coverage typically would not cover.

News From Beacon Hill - Holiday Edition

Thu, 20 Dec 2012 05:00:00 GMT

The year has flown by and we are working hard to have a strong finish for 2012. As usual, our main priority is to bring our agents quality coverage from top carriers at competitive prices. We have also set our priorities with community involvement this month. Our employees contributed to the Angel Tree program this holiday season, which allowed us to provide bikes, toys, and clothing to local people in need. Happy holidays to you and your family!

News From Beacon Hill - November 2012

Thu, 29 Nov 2012 05:00:00 GMT

We hope you had a wonderful Thanksgiving and are recovering from any travel and overeating you may have done. We are busy working on accounts to close out the year and also some great opportunities for the beginning of 2013! Please let us know if we can help with any questions or potential accounts you would like to discuss. You can also visit us on Facebook or Twitter for updates and success stories.

Understanding Sudden & Accidental Pollution Coverage

Mon, 19 Nov 2012 05:00:00 GMT

The ongoing issues with insureds’ contract requirements force insurance professionals to push the envelope each and every day. Trying to keep up with a client’s needs can take a great deal of effort, and with pollution coverage becoming a very real issue for most business owners and operators, it is important to understand the differences in coverage forms.

PartnerOne Environmental Presents: End of the Year New Business Contest!

Thu, 01 Nov 2012 04:00:00 GMT

Participate in PartnerOne Environmental's 'End of the Year New Business Contest' -- the grand prize winner will get a $100 Visa gift card (and bragging rights, of course), the second place winner will receive a $50 Visa gift card, and the 3rd prize winner will get a $25 Visa gift card. Just be one of the top three agents to have the highest total bound new business premium with PartnerOne Environmental between November 1, 2012 and December 14, 2012 and receive one of these gift cards.

News From Beacon Hill - October 2012

Mon, 29 Oct 2012 04:00:00 GMT

Dear Friends of Beacon Hill,

The Beacon Hill and PartnerOne Environmental teams are having an unusually busy fall season and we hope to finish out the year with continued growth. If you aren’t already receiving periodic updates from us on our social media sites, please follow us on Facebook and Twitter, or connect to us on LinkedIn.

Email us if you have any questions or if you’d like to discuss a specific account.

News From PartnerOne Environmental - October 2012

Wed, 03 Oct 2012 04:00:00 GMT

Dear Valued Agent,

As we near the end of the year, we have been busy handling new submissions from all regions of the country, as well as from our Beacon Hill brokerage division. We continue to grow our Contractors/ Consultants book, while at the same time, promote our new PartnerOne/Berkley Environmental Site Pollution Liability product. Let’s make the fourth quarter strong and finish out 2012 successfully! Please contact me if you would like to talk about any upcoming opportunities.

News From Beacon Hill - September 2012

Thu, 27 Sep 2012 04:00:00 GMT

Dear Friends of Beacon Hill,

We hope you are having a great September and are enjoying the fall season so far! We have been reflecting on the first three quarters of the year and working hard to make sure the fourth quarter continues to be successful. We remain committed to working hard with our carrier partners to bring you the best insurance products in the marketplace. We still believe that securing competitively-priced, quality coverage from stable carriers is the foundation on which we can help you grow and succeed.

Podcast: Beacon Hill Producers Discuss Market Trends

Wed, 05 Sep 2012 04:00:00 GMT

During Beacon Hill's company retreat two weeks ago (stay tuned for more details on our retreat!), we gathered our top producers for a roundtable discussion on what we're seeing in the marketplace. Watch the video to see Bill Pritchard, Brett Amick, Mike Tighe, Bob Varnes, and Amanda Duncan give their thoughts on environmental insurance trends.

News From Beacon Hill - August 2012

Thu, 09 Aug 2012 04:00:00 GMT

Dear Friends of Beacon Hill,

We thought you may want to see some of our numbers for the first half of the year. Take a look!

January 1 -- June 30, 2012
No. of bound new business accounts = 361
Quote to bind ratio = 39.61%
Renewal retention = 88%

Please give us a call at 1-800-596-2156 or email us if you have questions or if you would like to talk about potential opportunities.

Helping You Handle Changes in the Market

Thu, 12 Jul 2012 04:00:00 GMT

As you may know, the environmental market niche is experiencing many changes right now. Some carriers are non-renewing portions of their business, some are establishing relationships with new companies, and almost everyone is seeing a “churn” in the market. Beacon Hill has built our business model around stability—offering quality coverage to your insureds is our top priority, which is why we select our carrier partners based on strength, longevity, claims handling, and reputation. We have achieved growth every year for the past 22 years, which is proof that both our agents and the markets we utilize find working with us beneficial.

News From PartnerOne Environmental - June 2012

Mon, 02 Jul 2012 04:00:00 GMT

We hope you are enjoying your summer so far and staying cool! Life has been busy as usual for PartnerOne Environmental. We have seen an increase in new business submissions over the past several months, so we have been evaluating these opportunities, as well as working hard to retain renewals. We also recently welcomed Aleisha Hagy as a new Administrative Assistant.

Contractors Pollution Liability for Biosolid Applicators

Mon, 02 Jul 2012 04:00:00 GMT

By Gayle Schumacher, PartnerOne Environmental Underwriter

Biosolid and manure applicators must adhere to a number of guidelines in order to meet government regulations for safely handling, transporting, applying, and cleaning up biosolids and similar waste. Properly hauling and applying this waste product is a very specialized industry, which can be affected by the season, surrounding land and water, and previous treatment of the land.

News From Beacon Hill - May 2012

Thu, 10 May 2012 04:00:00 GMT

We’re well into this year’s second quarter, and are continuing our successful upward trend of writing new business and retaining our renewals. What’s behind this momentum, you may ask? Lots of hard work and the great agents we work with!

Claims Made vs. Occurrence Coverage

Mon, 30 Apr 2012 04:00:00 GMT

On a daily basis agents deal with policy language they must explain to their clients. Understanding this wording is crucial in making sure insureds know exactly what they are getting for the premium they pay. Knowing the differences between...

News From Beacon Hill - April 2012

Wed, 11 Apr 2012 04:00:00 GMT

As the weather warms up, so do environmental exposures including building projects, mold, pesticides, and many other seasonal issues. Beacon Hill is here to help with all of your environmental insurance needs. What is the biggest benefit of working with us? Our ability to...

News From Beacon Hill - March 2012

Mon, 19 Mar 2012 04:00:00 GMT

We are gearing up for the spring season, a time when many insureds are starting new projects. Take a look at your new business opportunities and upcoming renewals and let us know how we can help!

News From PartnerOne Environmental - March 2012

Mon, 12 Mar 2012 04:00:00 GMT

This year is off to an exciting start for PartnerOne Environmental, Beacon Hill’s in-house underwriting division, carrying over momentum from a very successful 2011. Through hard work and strong partnerships with the carriers we represent, last year PartnerOne showed a premium growth of over 35% and boasted a submit-to-bind ratio of approximately 40%. We expect even better results in 2012 as we continue to improve our product offerings and service.

New! Get Information Based on Your Agency Specialization

Thu, 16 Feb 2012 05:00:00 GMT

Dear Friends of Beacon Hill,

The year is moving right along -- can you believe it's already the middle of February? We hope you are staying warm and taking advantage of all the great opportunities out there to write environmental coverage! We have had some recent success with new business, specifically Site accounts and some CPL accounts generated from our...

Stability in an Unstable Market

Mon, 06 Feb 2012 05:00:00 GMT

For more than twenty-one years, Beacon Hill Associates has focused exclusively on environmental insurance products. Working with the top carriers in the industry, Beacon Hill has built a well-deserved reputation for product knowledge, carrier relationships, and service excellence. We believe our 2011 results speak to this long–term, quality approach. In a difficult overall year for our industry, we accomplished the following:

NEW! Get a CPL Indication Within 24 Hours

Thu, 26 Jan 2012 05:00:00 GMT

The OnTarget Program is a member of the successful PartnerOne family and allows Beacon Hill to provide its partner agents with quick and easy access to industry-specific pollution information for their non-environmental contractor clients.

Tips for a Smooth & Quick Binding Process

Thu, 12 Jan 2012 05:00:00 GMT

As we begin 2012, we wanted to take a few minutes to talk about 2011, and to thank you for our shared successes. Last year was Beacon Hill's twenty-first year in business, and our best ever. All of our benchmark results were very strong, with metrics of particular interest being:

December 2011 Newsletter - Important Information about Winter Weather and Insurance Coverage

Wed, 14 Dec 2011 05:00:00 GMT

As 2011 comes to a close, we'd like to take this opportunity to thank you for a successful year. We value our partnership with you and strive to continue our success into 2012. Happy Holidays to you and your family!

November 2011 Newsletter - Protecting Your Roofing Contractor Clients

Thu, 17 Nov 2011 05:00:00 GMT

At Beacon Hill Associates, we remain busy working on end-of-year accounts, but have also started to evaluate opportunities coming up at the beginning of 2012. As you know, it is so important to get in front of your clients early to discuss upcoming projects and other potential changes to their policies. Please let us know if you have an upcoming renewal or new business account that you’d like to review. We’re here to help.

Meet Our Brokerage Production Teams!

Mon, 14 Nov 2011 05:00:00 GMT

We are excited to announce that we have added three new webpages to our site that will introduce you to our three brokerage production teams. These teams were created to give special attention to specific regions of the country, as well as particular classes of business. Each team is run by two Beacon Hill representatives -- an Account Executive who handles large and complicated new business accounts, and another who manages small new business accounts (under $10k in premium). We believe...

News From Beacon Hill - October 2011

Thu, 27 Oct 2011 04:00:00 GMT

Dear Friends of Beacon Hill,

Thanks for taking the time to open and read the October BHA newsletter! We are constantly updating our newsletters and website with new product information and articles on current issues affecting the environmental insurance industry. If you haven’t already, visit our blog or receive updates from us on Facebook and Twitter.

News From Beacon Hill - September 2011

Thu, 29 Sep 2011 04:00:00 GMT

Dear Friends of Beacon Hill,

We hope you are having a great September and are enjoying the fall season so far! At Beacon Hill, we remain committed to working with our carrier partners to bring you the best insurance products in the marketplace. We still believe that securing competitively priced, quality coverage from stable carriers is the foundation on which we can help you grow and prosper...

Claim Scenarios for Manufacturing Facilities

Thu, 15 Sep 2011 04:00:00 GMT

Many of our agents work with owners and operators of manufacturing facilities. This class of business faces a unique set of exposures stemming from the activities that are part of their daily operations, the premises on which the operations are performed, and the...

News From Beacon Hill - August 2011

Mon, 15 Aug 2011 04:00:00 GMT

Dear Friends of Beacon Hill,

The summer is coming to a close and we are busy with the usual business flow, as well as wrapping up our Summertime New Business Contest. This ends on August 15th (EOB) and we are in the process of tallying the results. The winners will be announced on Wednesday, August 24th, so stay tuned!

News From Beacon Hill - July 2011

Thu, 21 Jul 2011 04:00:00 GMT

We hope you are enjoying your summer and staying cool! Life has been busy as usual at Beacon Hill—in addition to our brokerage business, we also remain very busy in our PartnerOne Environmental underwriting division, which is known for its excellent service, fast turnaround times, and superior products. To learn about our team members, get an application, or read any of our latest newsletters, visit us online.

PartnerOne Workers Compensation For Environmental Contractors

Thu, 07 Jul 2011 04:00:00 GMT

Beacon Hill Associates is pleased to announce that we can now offer Workers Compensation for environmental contractors. While we have offered workers comp policies to a limited segment of our book for years, we have had a hard time providing the type of coverage we wanted to our smaller clients. We are very pleased to say that has now changed. We can access coverage from excellent insurers to a wide range of environmental risks, both large and small.