News From PartnerOne Environmental - June 2012

Dear Valued Agent,

We hope you are enjoying your summer so far and staying cool! Life has been busy as usual for PartnerOne Environmental. We have seen an increase in new business submissions over the past several months, so we have been evaluating these opportunities, as well as working hard to retain renewals. We also recently welcomed Aleisha Hagy as a new Administrative Assistant. Aleisha has been with Beacon Hill since February 2011 and recently moved over to the PartnerOne underwriting division. She will be helping to keep things running smoothly by providing administrative support, creating policies and endorsements, distributing applications, etc.

Thank for you for reading our newsletter – please feel free to email any comments or questions to us. We appreciate your business!

Pollution & Professional Exposures for HVAC Contractors

While HVAC Contractors are traditional contracting risks, they have become the focus of growing pollution related claims over the last several years. HVAC system installation, maintenance, and repair can create pollution conditions such as poor indoor air quality and mold. Daily jobsite operations could disturb in-place asbestos, lead, or other contaminants. Materials and equipment brought to the jobsite may spill or leak while in transit or in use during contracting activities. Read more (PDF).

New Podcast: PartnerOne Environmental
Click here to see our latest podcast!

Learn about Beacon Hill's underwriting division, PartnerOne Environmental, and what we can do for your agency. PartnerOne Environmental provides coverage for a variety of small- to middle-market contractors, consultants, and property owners and managers. All products are quoted, bound, and issued in-house, enabling us to offer fast turnaround times and excellent service. Our products are offered by carriers rated "A+". See the video.

Contractors Pollution Liability for Biosolid Applicators
By Gayle Schumacher, PartnerOne Environmental Underwriter

Biosolid and manure applicators must adhere to a number of guidelines in order to meet government regulations for safely handling, transporting, applying, and cleaning up biosolids and similar waste. Properly hauling and applying this waste product is a very specialized industry, which can be affected by the season, surrounding land and water, and previous treatment of the land. It is crucial that these contractors be insured in the event of the claim. PartnerOne Environmental has the ability to offer Contractors Pollution Liability (CPL) and in some cases, General Liability coverage to insureds who specialize in biosolid pumping and application services. These insurance products provide coverage for claims arising from an insured's covered and completed operations. Read the complete article (PDF).

Recent PartnerOne Environmental Success Stories

• $1.51M Asbestos abatement contractor
  Coverage purchased: General Liability, Contractors Pollution Liability, and Professional
  Policy limit: $2M/$2M
  Premium = $13,703
• $1M Start-up asbestos abatement contractor
  Coverage purchased: General Liability and Contractors Pollution Liability
  Policy Limit: $1M/$2M
  Premium = $8,134
• $3.8M Transformer installation and maintenance contractor
  Coverage purchased: Contractors Pollution Liability (including Transportation Pollution Liability and NODS)
  Policy Limit: $2M/$2M
  Premium = $6,754
• $750k Wastewater & sewer system design and construction management
  Coverage purchased: Contractors Pollution Liability and Professional
  Policy limit: $1M/$2M
  Premium = $10,679
• $420k Waste oil recycler
  Coverage purchased: General Liability, Contractors Pollution Liability, and Professional
  Policy limit: $1M/$2M
  Premium = $4,315
• $1.7M Septic tank contractor and equipment rental service
  Coverage purchased: Contractors Pollution Liability with Transportation Pollution Liability
  Policy limit: $1M/$1M
  Premium = $3,954