Beacon Hill's Environmental Insurance Blog
By Allison McGreal, Assistant Vice President – Underwriting Division
Generally speaking, the Contractors Pollution Liability (CPL) form provides coverage for your operations performed away from premises you own, rent, lease, or operate. Many contractors may have reason to store hazardous waste or material on their sites. If Site Pollution is a...
Assistant Vice President Mike Tighe, and his wife Stephanie, just welcomed a beautiful new baby boy to the family. Introducing...
Posted:
1/19/2012 by
Robye Davidson | with
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It is a misconception that the only people who have pollution exposures are those involved with hazardous substances. Unfortunately, this is not the case. In truth, anybody who works with, or can be held responsible for, the release of a substance into the environment that meets the definition of a “pollutant” in the ISO exclusion has a pollution exposure.
The recycling industry is booming—are these facility owners and operators properly covered against environmental exposures?
The recycling industry has recently seen tremendous growth due to the green initiative, as well as the recent downturn in the economy. People around the country are taking a sustainable approach to living, using less and recycling the materials that they do use. Rapidly rising food and fuel prices are stretching peoples’ paychecks and motivating them to find new ways to save money. While many of the recyclers are...
By Jamie Lewis, Account Executive
As you review your book of artisan and trade contractors, it is important to keep in mind the potential pollution exposures that your insureds may have. HVAC contractors, plumbers, electricians, painters, and roofing contractors are just a few examples of clients you may have on the books that would not necessarily be considered an “environmental contractor,” but certainly have pollution exposures as a part of their normal scope of services.
By Brett Amick, Assistant Vice President and South Central Manager
The ongoing issues with insureds’ contract requirements force insurance professionals to push the envelope each and every day. Trying to keep up with a client’s needs can take a great deal of effort, and with pollution coverage becoming a very real issue for most business owners and operators, it is important to understand the differences in coverage forms. One major point to focus on is the important difference between Sudden & Accidental and Broad Form Contractors Pollution Liability.
Farms and agri-service facilities face many potential pollution exposures, regardless if they are located in rural or urban locations. Farming facilities of all shapes and sizes should be aware of the potential site risks that may come with the day to day activities from running this type of business. Environmental issues that can arise from these sites include, but are not limited to:
Posted:
10/17/2011 by
Robye Davidson | with
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Filed under:
Site Pollution,
Tools for Agents,
Premises PollutionHaving trouble responding to challenging questions relating to CPL? We have put together some of the most common disputes pertaining to this coverage, and our suggestions for how to handle them.
In the past several years, there has been a big push for our society to be more environmentally conscious and businesses to operate in a more sustainable manner. At Beacon Hill, we are pleased to see that people are becoming more aware of the planet and of the consequences of not taking care of the environment. That being said, we understand that there are some obstacles to overcome when making the shift to a more “green” lifestyle, as this change can actually increase environmental/pollution exposures.
National Underwriter recently interviewed our very own Bill Pritchard, President of Beacon Hill Associates, asking him to weigh in on changes in the market, pricing trends, and emerging risks. This article was printed in the August 1, 2011 issue of PropertyCasual360.com.