Add Value to Your Account: Offer a Multi-line Program

We work with agents around the country to place environmental insurance for their clients. Many of these accounts are like puzzles, and require us to fit different coverages together to create a complete insurance program. While we focus primarily on helping our agents write environmental coverages to protect their clients’ businesses, we also help them build their accounts by offering supporting lines, adding value to these accounts and making them difficult for competitors to take away.

Top 3 Advantages of Offering a Multi-line Program:

1.  Streamline your client’s insurance account by offering all coverages with the same carrier. This saves time and the insured will often receive a multi-line discount on premium.

2. Simplify all communication with the carrier. By working with one carrier to handle all lines of an account, there is typically one contact who handles all questions and claims.

3. Eliminate the possibility of multiple carriers having differing views on a claim or discrepancies on handling the insurance coverages.

It important to examine your clients’ policies to make sure ALL of their operations are covered. The coverage written in prior years may not have been carried out correctly, or the extent of the insured’s daily activities may not have been fully explored or understood. Reviewing an existing policy may bring to light some gaps in coverage—and provide an opportunity for the agent to add additional lines to a policy.

The most common types of supporting lines we can secure are: Pollution, Auto, Excess, Professional, General Liability, Workers Compensation, and Data Security and Liability. For more information on multi-line accounts, contact us.